Discreet, joined-up tax and wealth planning for significant estates.
Cranleys works with HNW individuals, family offices, founders approaching exit and internationally mobile clients. We bring your tax, structure and wealth planning into one coherent, long-horizon strategy — coordinated with your solicitor and wealth manager.
- Discreet
- Confidential engagements
- Joined-up
- Tax, structure, succession
- Long-horizon
- Multi-generational planning
Built for significant wealth
Individuals, families, founders and internationally mobile clients who need a serious, coordinated tax and structure partner.
High Net Worth Individuals
Individuals and couples with significant income, investments and long-term wealth planning needs.
Families & Family Offices
Multi-generational families running formal or informal family offices with property, investments and operating businesses.
Founders Approaching Exit
Entrepreneurs 1–5 years from selling their business who need pre-exit tax and post-exit wealth structuring.
Internationally Mobile Clients
UK arrivals, leavers, non-doms and dual-resident families with cross-border tax exposure.
Everything significant wealth needs under one roof
IHT, trusts, FICs, CGT, cross-border, business exits and family office support — planned, implemented and stewarded over the long term.
Inheritance Tax Planning
Structured, long-horizon IHT planning — gifting, trusts, business and agricultural property reliefs, life policy strategy and family investment vehicles.
- IHT exposure modelling
- Gifting & PET strategy
- BR / APR reliefs review
- Life policy & trust integration
Family Investment Companies
Design, incorporate and run FICs and family holding structures — the modern alternative or complement to trusts for family wealth.
- FIC design & share classes
- Family governance & articles
- Ongoing FIC accounts & tax
- Loan account & extraction strategy
Trusts & Estate Planning
Discretionary, interest-in-possession and bare trusts — set-up, ongoing trust accounts, 10-year charges and coordination with your solicitor.
- Trust set-up & registration
- Trust Registration Service (TRS)
- Trust accounts & SA900
- 10-year & exit charge planning
Capital Gains & Concentrated Wealth
Managing large, concentrated positions — pre-sale planning, gifting into trust, hold-over relief, EIS/SEIS and Business Asset Disposal Relief.
- Pre-sale CGT planning
- Hold-over & rollover reliefs
- EIS / SEIS diversification
- Business Asset Disposal Relief
Cross-Border & Non-Dom
UK residence and domicile reviews, coordination with overseas advisors, and planning for arrivals, leavers and internationally mobile families.
- Residence & SRT reviews
- Non-dom / FIG regime planning
- Coordination with overseas advisors
- Reporting foreign income & gains
Property, Portfolio & Investment Wealth
Structured advice for significant property portfolios, private equity holdings, investment portfolios and family-held operating businesses.
- Portfolio structuring
- Private equity & carry planning
- SPV & holding company groups
- Interaction with wealth managers
Business Exit & Succession
Selling a business the right way — pre-sale reorganisation, share-class refresh, BADR, employee ownership trusts and post-exit wealth structuring.
- Pre-sale restructuring
- BADR & entrepreneurs' relief
- Employee Ownership Trusts
- Post-exit wealth strategy
Personal Tax & Compliance
Personal self-assessment, complex investment reporting, HMRC correspondence and enquiry defence — done quietly and correctly.
- Complex self-assessment
- Investment & foreign income
- HMRC enquiry defence
- Family member tax returns
Family Office Support
Coordinated finance, tax and reporting for families running a formal or informal family office — a single point of accounting oversight.
- Consolidated family reporting
- Bookkeeping across entities
- Wealth manager coordination
- Next-generation education
A clear path — from first private call to long-term stewardship
HNW clients don't just get a tax return. They get a coordinated plan, quiet implementation and a partner who thinks in decades, not deadlines.
- 01
Private Discovery
A discreet, confidential conversation to understand your wealth, family and long-term objectives.
- 02
Wealth & Tax Map
We map assets, entities, income sources and existing structures — often for the first time on a single page.
- 03
Strategy Document
A written recommendation covering structure, tax, IHT and next steps — coordinated with your solicitor and wealth manager.
- 04
Implementation
We put the plan into action, working alongside your legal, banking and investment advisors.
- 05
Ongoing Stewardship
Quarterly reviews, annual planning cycles and proactive alerts as rules and personal circumstances change.
Private-client advice, without the private-bank overhead.
Cranleys works with HNW families across the UK. We bring senior technical tax experience — IHT, trusts, FICs, cross-border, exits — together with a proactive, personal service. You get a direct relationship with a senior advisor, not an account manager and a rotating team.
- Discreet, confidential engagements
- Coordinated with your solicitor and wealth manager
- Long-horizon thinking — decades, not tax years
- Direct access to a senior advisor
- Clear, plain-English advice on complex structures
"Cranleys pulled together tax, structure and succession into one plan our whole family understands. It changed how we think about wealth."
The questions private clients actually ask
When does high-net-worth tax planning actually pay off?+
The earlier the better. Meaningful IHT, CGT and succession planning usually takes years to implement fully — gifting cycles, seven-year rules, share reorganisations and trust set-ups. Even so, there is almost always something worth doing at any point, from optimising the current year's tax to laying the groundwork for a future exit.
Trust or family investment company — which is right for us?+
It depends on control, income needs, family dynamics and how quickly you want wealth to leave your estate. Trusts remain powerful for certain assets and IHT strategies; FICs suit families who want retained control, structured governance and tax-efficient rolling investment. Often the right answer is a combination, not one or the other.
Do you work alongside our existing solicitor and wealth manager?+
Yes — that's usually how we work. We coordinate with your existing lawyers, investment managers and bankers rather than replace them. We are the tax and accounting anchor point that pulls the wider advice together into a single, coherent plan.
We're planning a business sale — when should we bring you in?+
Ideally 2–3 years before you go to market. Pre-sale restructuring, share class refreshes, Business Asset Disposal Relief, EOT feasibility and post-sale wealth structuring all work best when there's time to implement them properly. We're happy to run an initial confidential review even if the sale is still hypothetical.
How do you handle non-domicile and cross-border situations?+
We review UK residence under the SRT, work through the current non-dom / FIG regime, coordinate with overseas advisors and make sure UK reporting for foreign income, gains and structures is right. For complex cross-border cases we work with a trusted network of international tax specialists.
Is everything you do private and confidential?+
Yes. Discretion is a baseline for HNW work. Engagements are covered by strict confidentiality, we limit internal access to your file, and we're happy to work under NDA or through a family office intermediary when preferred.
Ready for a joined-up view of your wealth?
Request a discreet, private consultation. We'll map your tax, structure and long-term objectives — and show you a clear next step.
Book a private call